For the first time by the Mountian side of the Beautiful Esentepe region we are introducing you Esentepe Hills by Carrington group
North
Cyprus
Perfect places to live and invest
Resort Real Estate
The Skarb Agency is constantly developing, gaining new investment opportunities for clients. Our team monitors and analyzes the situation on real estate markets around the world and looks for the best and proven solutions for profitable capital allocation. We pave the way for Polish investors to achieve high profits on foreign real estate markets.
Therefore, we are pleased to announce that we are opening a new investment direction - "Resort Real Estate". This is a proven model of investing capital in real estate, in the most popular tourist regions in the world. It is characterized by a high rate of return and transaction security. Experts choose countries where the real estate market is developing dynamically, tourism is flourishing all year round, and purchase prices remain low. Thanks to this, high profits are achieved with low capital expenditure. Our partners have been basing their businesses on this investment scheme for many years, which is why we have learned all the details and ensure that the client is safely guided through the entire process.
Familiarize yourself with our foreign investment offer and start generating high profit with Skarb Agency.
Northern Cyprus
Do you want to invest in a coastal property with capitalization increases of up to 70% and an interest-free payment plan of up to 7 years? There is only one right choice for you - Northern Cyprus. Don't believe the slogans - check the price growth analytics and invest wisely with Skarb Agency.
If you are reading this text, then most likely you are already thinking about buying a desirable apartment by the sea.
Let's take a look at it together!
01
"Emerging holiday property market"
In short, Northern Cyprus is a fast-growing resort real estate market that attracts investors from all over the world.
02
"Unique infrastructure projects"
Why the north? It's very simple - the northern part of the island is in a stage of rapid development, in order to attract tourists, developers are creating unique infrastructure projects that are impressive in their scale.
03
"First coastline of the sea"
Buy a luxury property on the first coastline of the sea at a reasonable price - such an opportunity is still available in North Cyprus, unlike in other European countries.
04
"Property capitalization growth"
The opportunity to make extra money from the capitalization of real estate, as apartment prices have increased by more than 100% in the last year in some projects.
05
"Ideal option for passive income"
Most of the apartments in resort complexes operate on the principle of Apart hotels, which makes it much easier for investors to earn passive income, all day-to-day property management issues are handled by "rental management companies."
where you can not only buy, but also sell your
vacation property!
Take the first step to a good investment
Choose a country whose market suits your needs
How do we work?
1 / Access to the platform
On the platform you automatically get access to all current offers.
2 / Personal manager
You will soon be contacted by your personal manager of the platform, who will help you choose the best investment project.
3 / Meeting with your personal manager
After a general introduction to the platform and our current projects, you will be able to agree with your manager on a specific date for a meeting, which can take place in our office or online via video conference.
4 / Booking your prospective investment
To reserve the subject of your investment, you will need to pay the reservation into the developer's bank account.
*Money is paid directly into the developer's bank account. The amount of the reservation can vary from €1,000 to €5,000, the reservation is usually non-refundable.
5 / Making the first payment
In order to complete the purchase of the property, the first payment must also be paid into the developer's bank account.
*In many developers, the amount of the first deposit is usually 30% of the value of the property.
6 / Free support
At each of these stages, your personal manager works with you free of charge to carry out the entire necessary procedure, from project selection to contract conclusion.
* In addition, if you wish, you only pay the costs of legal services.
Why invest
in North Cyprus?
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Favorable climate
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Constantly growing tourist traffic. The season here lasts even 8-9 months a year
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Property prices are 30-70% cheaper than in other Mediterranean countries
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Simplified procedure for issuing residence permits.
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Resale profitability up to 50% per annum when purchased in installments.
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Guaranteed rental yield from 8% to 15% per annum with a constant increase in the value of assets
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High quality medical services and high level of security, crime rate is almost zero here
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English education system
Explore the country where you want to live
What you should know about Northern Cyprus:
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Northern Cyprus accounts for 30% of the entire island
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The population is 313 626 people
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The capital and largest city is Nicosia
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Communication languages: Turkish, English
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Currencies traded: Lira, Pound Sterling, Euro
Arrival in Northern Cyprus is possible by direct flight via Larnaca Airport in Cyprus. The local Ercan airport receives about 5,000 tourists per day.
Новости почтой
THE CLIMATE IN NORTH CYPRUS
Подпишитесь, чтобы не пропустить открытие.
Cyprus has 340 sunny days a year
the water temperature in the sea never drops below 18°C
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January 16°
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February 17°
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March 20°
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April 25°
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May 30°
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June 35°
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July 37°
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August 37°
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September 34°
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October 29°
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November 22°
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December 18°
THE GREATEST ADVANTAGES OF LIVING IN CYPRUS
Blue Flag
The beaches of Northern Cyprus have "blue flag" certificates.
This is an international distinction awarded to bathing resorts, which is a proof of meeting the highest standards and strict criteria of water and beach cleanliness, safety on the beach and care for the environment.
MEDICINE
Every year, more than 50,000 patients arrive in Northern Cyprus for the medical services provided here
The quality of treatment is at the European level,
and prices 30-40% lower than in Europe.
Education
Education at the highest European level
In 2022, there are more than 27 universities in Northern Cyprus with European quality education and international accreditation
INVESTMENTS
Northern Cyprus is a profitable region in terms of real estate investment.
Property types: villas, apartments, studios
VISA REQUIREMENTS
Tourists from most countries can stay on the island without a visa for 90 days. To enter the republic, just show your ticket and passport
The way to stay longer than 90 days in the territory of the country is to obtain a special residence permit, which lasts no longer than 30 days
In order to move permanently to Northern Cyprus after purchasing a property, documents must be submitted
o obtaining the residence permit. Not only the property owner, but also his/her family members will receive the permit.
CYPRUS FOR INVESTORS
KYRENIA, ISKELE, ESENTEPE, ALSANCAK
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Properties in these cities and their immediate areas have excellent rental potential. A lot of construction projects are being built here, which in the future will give this part of the island a lot of new residential districts, with service infrastructure, attracting residents and tourists.
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Real estate investment payback period is 6-8 years
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After paying 30% of the value of the property, you and your family get a residence permit in Northern Cyprus. After obtaining a residence permit, you can obtain any other visa, including a visa to the United States.
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Real estate in Northern Cyprus can be purchased online, including with cryptocurrency.
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Property prices are 30-40% lower than in Europe
PROTECTION OF INVESTORS' RIGHTS
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There is no nationalization in Northern Cyprus - the property of foreign investors is protected here by state law.
LACK OF POLITICAL AMBITIONS
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Northern Cyprus does not participate in wars, does not make political statements and is not subject to sanctions - it is a safe place to live, do business and invest.
DEVELOPMENT
ACTIVE MARKET DEVELOPMENT SINCE 2013
RELIEF
TAX RELIEF FOR CONSTRUCTION COMPANIES
INVESTORS
ISRAEL, TURKEY, GREAT BRITAIN, AZERBAIJAN
INFRASTRUCTURE
POOLS, GYMS, SPA, RESTAURANTS, CAFES, BARS.
ANALYSIS of REAL ESTATE PRICE
AVERAGE PROPERTY PRICE - APARTMENT 1+1 (60+ sq m)
2021
FAMAGUSTA 55 000 $
KYRENIA 85 500 $
2022
FAMAGUSTA 88 000 $
KYRENIA 142 000 $
RENTAL PROFITABILITY IN NORTH CYPRUS
STUDIO
INCOME: £500 MONTH
PURCHASE COST: £50,000
APARTMENT 1+1
INCOME: £720 PER MONTH
PURCHASE COST: £70,000
APARTMENT 2+1
INCOME: £1,000 MONTH
PURCHASE COST: £100,000
PURCHASE TAXES
AFTER REGISTRATION
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Stamp duty - 0.5% after payment contribution in the amount of 30% of the value of the property
ANNUALLY
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Property tax - 2 lira (£0.1) per m2
ONCE
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VAT - 5% payable upon receipt of keys
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And a transformer fee - £1,200 to £3,000 upon receipt of the key
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Transfer of ownership - 12% of the value of the contract
FORMS OF PAYMENT
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Interest-free installments from developers for a period of 2 to 7 years
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Advance payment from 30%
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Payment of the remaining amount monthly or quarterly
PURCHASE OF PROPERTY UNDER CONSTRUCTION
Low price
30-40%
At the construction stage, real estate prices are 30-40% lower than after the facility is built
Increase
15%
The construction of the investment takes 2-3 years, and its value increases by an average of 15% per year.
Profit
30%-50%
After receiving the keys, the property can be rented or sold
with a profit of 30% - 50%
Did you like the investments in our offer? Do you have questions?
Choose a date for an online meeting with our agent, during which you will get all the answers!
Development Standard
The development standard applicable in Northern Cyprus, which you will receive in the price, is a fully finished apartment that has:
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ready-painted walls (colors to choose from)
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floor coverings
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wall and floor tiles in kitchen and bathroom
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mounted sockets and switches
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installed lighting
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water and sewage system
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built-in kitchen
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windows and entrance doors
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interior door
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in some variants also household appliances (find out)
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parking space
Investment property
1
We know where to look for treasures
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Primary market properties from the best developers in Northern Cyprus
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30% to 50% Resale Return
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Shopping online and with cryptocurrency
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Opportunity to purchase real estate on favorable terms before the official sale begins
2
We are always up to date with all offers, we search for the best deals and it's free.
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We do not charge any commissions from our clients
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Our assortment includes over 200 residential complexes from the primary market
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Thanks to the daily update of the real estate database, we always have the most up-to-date information
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Our goal is to create the most profitable investment portfolio for the client
3
Just leave the boring stuff to us
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We will prepare all the documents necessary to purchase the property
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We will provide legal support for the transaction
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How to get a residence permit in Northern Cyprus?Obtaining a residence permit for new citizens of Northern Cyprus is not as laborious as it might seem at first glance. The state government is most loyal to foreigners who have purchased property in the territory of Northern Cyprus. Property owners, as well as their family members, to obtain a residence permit is not difficult. The entire process of registering the necessary documents usually takes no more than three weeks. It begins with the collection of documents to be submitted to the immigration department. The documentation received will be valid for 12 months, after which the residence permit must be renewed. The procedure is greatly simplified by the ability to submit documentation online. What documents do I need to prepare to apply for a residence permit? Very few documents need to be prepared to start applying for a residence permit. Some of them can be prepared by yourself in a few minutes: make several photocopies of your foreign passport; make a copy of the tourist visa that was obtained upon arrival in Northern Cyprus; prepare a copy of the document confirming the purchase of real estate in the TRNC territory, certify it at the Registration Chamber; order a criminal record certificate from the Ministry of Interior; prepare color photographs in the required format issue a certificate of residence in Northern Cyprus (issued by the local mayor); purchase the necessary number of stamps at one of the post offices (it is better to determine in advance how many stamps you will need); take a blood test at a public or private clinic and attach the result to the general documents; take a certificate from a local bank that confirms the availability of funds in the account (this is confirmation of solvency); prepare a receipt for successful payment of the state fee; spouses must prepare a marriage registration certificate (Turkish translation is required); those of retirement age will need a pension certificate (also in Turkish). If you approach the preparation of documentation in a timely and consistent manner, all of the above steps will take a minimum of time, and in a few weeks your residence permit will be ready.
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Health insurance in Northern CyprusThe level of development of the private healthcare sector in North Cyprus is quite high. This allows residents to feel comfortable during both short vacations and long stays on the island. Features of medical insurance Expatriates living in Northern Cyprus have the option of buying health insurance from various insurance companies or through agents. They are provided with a wide range of services, but the cost of health insurance depends on the following factors: the required package of services; The expatriate's health status; age. Expatriates should be very cautious as they should first evaluate the cost of health insurance against the fees that may be incurred for possible health problems without it. The costs of procedures performed in most private clinics in North Cyprus are quite democratic. They are much lower than in many European countries. Medical centers in Cyprus have many specialists in various medical fields. Clinics specializing in cosmetic surgery, dentistry, laser eye therapy and infertility treatment have gained an excellent reputation. Special membership system Some private clinics in North Cyprus offer a special membership system to foreigners. As a result, expatriates receive preferential rates for surgical interventions, treatment. One such facility is Life Hospital, located in the capital of Northern Cyprus. A special membership system has been developed there (through the British Resident Community). Services at the large medical center in Kamiloglu are also based on an independent membership program. There are additional bonuses in the form of regular medical examinations. Conditions of accommodation Private medical centers in Cyprus use modern diagnostic equipment. Hospitals have comfortable rooms, which are generally equipped with showers, a minibar (with non-alcoholic products, of course), and a TV. The rooms provide plenty of space to arrange visits by friends and family of the patient. New University Hospital in the Middle East The New University Hospital has 2 eight-story blocks (with an atrium between the main buildings), a well-equipped dental block. In addition, the facility also has special equipment for 3D tumor removal.
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Buying real estate online: peculiarities and risksDuring the pandemic period, one of the key trends in the development of the modern real estate market has become online home buying. Global digitization is an integral part of the modern world and affects all spheres, including the real estate market. In order to increase sales, companies are resorting to the use of the latest technologies, seeking every possible advantage for successful online sales. Organizations that have managed to adapt in time to the new level of work and engage in the development of online marketing now have many advantages over their competitors. While other companies worked to cut costs and deal with the effects of the crisis, leading organizations continued to grow and expand their customer base. This strategy allowed our company to succeed! We were happy to show buyers the features of the region where the property was purchased and answer all their questions. Media experts note that soon remote selection and purchase of housing may become an integral part of life. Choosing and buying a home online has many advantages, especially if the goal is to buy a home in another state. Buying a house online in North Cyprus: key stages of the transaction How does the transaction proceed when the customer is unable to participate directly? Who handles the paperwork, how does the signing process and other important stages of the transaction proceed? The key stages of buying a property online are as follows: The client selects properties of interest and contacts our sales department. We then arrange a time together to view the properties of interest online, and we can conduct video tours as many times as the client needs to make a decision. Once all the nuances and features of the property are explained, the client can book it in his name. To do so, a deposit of €1,000 - €5,000 is required, and the property can be reserved for up to two months. The client must then sign a power of attorney for a lawyer who will represent him during the transaction. We send the completed power of attorney by express mail, the client signs it and sends it back. In the future, the lawyer will be able to carry out all stages of the transaction without the presence of the client. The lawyer draws up the purchase documents at the notary. After all legal stages of the transaction are settled, the documents and keys to the purchased apartment are handed over to a trusted person. Upon arrival in North Cyprus, the client can pick them up and immediately move into the purchased house or apartment. All stages of the transaction are simple and straightforward, and the customer does not have to spend much time or money. About the advantages of buying apartments online The main advantage of this way of transacting is the significant time savings. The buyer does not have to come to the country on his own, spend the vacations on the hassle of choosing a house, as well as resolving legal subtleties. By leaving an online application, you can get rid of unnecessary hassles and be sure to be among the first to know when a suitable property for purchase appears. Remote sales are mainly used for so-called "hot" properties. A successful and profitable transaction is an ideal investment, and you can dispose of the property at your own discretion. If you are unable to live in a house or apartment yourself, you can always rent it out and guarantee yourself a reliable source of profit.
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Obtaining title in North Cyprus: property ownershipBuying a house in North Cyprus raises concerns because of paperwork? Understanding this issue is easier than it seems at first glance! Anyone planning to buy an apartment or apartments in the TRNC, it is important to know the procedure and rules of property registration. The most important step is to obtain a "Title" - a special document. The execution of the documentation should be entrusted to a lawyer who is well acquainted with the current requirements and subtleties of the law. In this way, you can be sure that the title deed for Northern Cyprus will be done correctly and there will be no problems with the property. Is it possible to do without a property title? Without such an important document as a TRNC Title, you can't buy a property or rent an apartment or premises. The document has one name, but depending on the type of property, it can have four forms: Turkish Title (issued to Turkish Cypriots until 1974); Exchange Title (confirming Greek Cypriot ownership, issued before 1974); Foreign Title (the property is owned by representatives of other countries); TRNC Title (donation of property from the government). This variety of documents is due to historical factors. For contemporaries who want to buy property in North Cyprus, obtaining a TRNC title is not a problem. The most important thing is to take the help of an experienced lawyer. Services are quite expensive, but it is difficult to draw up documents for foreigners on your own. Excessive savings can prove to be much more expensive, as well as a waste of valuable time. Own property in North Cyprus is no longer an abstract dream, but a reality backed by law!
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Northern Cyprus is rich in unique attractionsNorthern Cyprus is rich in unique attractions, including ruins of ancient cities, ancient castles and temples from Byzantine times, natural beauty and mystical old towns. Everyone can choose interesting places for a cultural and informative vacation. The ghost town of Varosha Fans of unusual tours will be interested in visiting the ghost town of Varosha, which is located near Famagusta. The first city here was founded in the 3rd century BC, and was repeatedly attacked by British conquerors during the Middle Ages. In the first half of the 20th century Varosha was actively developed as a tourist center and was popular with world celebrities. In 1974, when a coup took place in the country, the resort fell into disrepair. As of recently, the empty ghost town has been open for tours. Lala Mustafa Pasha Mosque Famagusta is home to one of the largest mosques in Northern Cyprus, the Lala Mustafa Pasha Mosque. Its history dates back to the 14th century, originally the Gothic-style building was an Orthodox cathedral. In 1571, the temple was partially destroyed by Turkish invaders, and after reconstruction it was converted into a mosque. Many elements of the architecture and interior design have remained unchanged to this day, and anyone can admire the interior design of the mosque. Othello Castle Among the surviving fortifications of Famagusta, Otella Castle is the most interesting. It was built in the 13th century to protect the port area, and came under the control of the Venetian Republic in the early 14th century. It was rebuilt and expanded, and over the hundreds of years of its existence the fort avoided serious damage. Today it is named after a famous Shakespearean character, and the castle houses an interesting museum. Agora in Salamina The ancient city of Salamina is a true open-air archaeological museum. Here you can admire fragments of once majestic ancient palaces, walk through old squares and streets. The ruins of the Agora, the old market, are one of the most interesting areas of the ancient city. Monastery of the Apostle Andrew the First Appointed On the Karpas peninsula you can visit an ancient men's monastery, named after the Apostle Andrew the First Appointed. First mentioned in testimonies from the 12th century, the monastery has been rebuilt several times and now has great architectural value. Above all, pilgrims visit it on Orthodox holidays, there is a church on the territory of the monastery and an ancient spring has been preserved.
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10 reasons to invest in real estate in North CyprusBuying your own home in North Cyprus is not only a good investment, but also a chance for a stable profit in the future. The following ten reasons contribute to this: 1. low real estate costs: Real estate in North Cyprus costs much less than in other parts of Cyprus or the entire Mediterranean. 2. Beautiful beaches: Northern Cyprus has many beautiful beaches, which are one of the main attractions for tourists. 3. Low taxes: Northern Cyprus offers low tax rates for real estate investors, making it an attractive place to invest capital. 4. Ability to obtain a residence permit: If you buy a property in North Cyprus, you can obtain a residence permit in the country. 5. Growing real estate market: Northern Cyprus is a fast-growing real estate market where you can invest money with a high probability of making a profit. 6. Safety: North Cyprus is considered a safe place to live and invest. 7. Unique culture and history: North Cyprus has a unique culture and history, making it an interesting place to visit and live. 8. Well-developed infrastructure: North Cyprus has a well-developed infrastructure, including an international airport, stores, restaurants and medical facilities. 9. Year-round tourism: thanks to its warm climate and beautiful beaches, North Cyprus is popular with tourists year-round, making it an attractive place to invest in real estate. 10. Accessibility: North Cyprus is close to Europe, making it easily accessible to continental Europeans. In addition to the aforementioned advantages, many foreign investors are attracted by the comfortable climate, the availability of an accessible sea coast for recreation, a huge selection of quality goods and services. At the same time, a comfortable life filled with favorite pastimes in North Cyprus is quite inexpensive.
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Rental housing: affordable income and benefits for everyoneFor many people, buying a property is a great opportunity not only to save, but also to multiply money. Renting an apartment allows you to profit all year round, modern accommodation in North Cyprus is ideal for this purpose. In the period from April to September, North Cyprus is visited by lovers of beach vacations and water sports, the water temperature in the sea at this time 24 - 28 degrees. The time from October to March is optimal for excursions, long walks and enjoying nature. The air temperature during this period is between 20 and 28 degrees - maximum warmth and comfort without tiring heat. The benefits for homeowners in TRNC are obvious: The mild climate allows apartment rentals 365 days a year, demand is always high. Renting villas and apartments is sought after by tourists and lovers of the mild climate. It is more profitable than renting a few hotel rooms. The most sought-after apartments are near beaches, popular historical and natural areas.4. 1 + 1 and 2 + 1 apartments are the most sought after by travelers. Do you want to buy a house to earn a monthly rental income? Are you worried about the hassle of finding tenants and paperwork? Most developers have rental departments, whose specialists will take care of all the organizational issues. Finding clients, drafting the lease, posting the deposit, checking payments for services and the property - we provide a full range of services. All our clients need to do is simply buy a property they like and start receiving rental income tomorrow!
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Free and paid health care in North CyprusThe level and availability of medical care is important for anyone vacationing in North Cyprus or planning to buy property in the region. It is safe to say that medicine in North Cyprus is not only developed to a high level, but also accessible to all. The health care system is represented by a network of public and private clinics, in order to use the services of specialized doctors, you only need to purchase medical insurance in advance. Absolutely everyone can count on emergency medical assistance in the TRNC, including foreigners without insurance. It is provided free of charge. Public clinics A public clinic in North Cyprus operates in every major city. Certified doctors with European-level training, high-quality modern equipment, affordable consultations and free emergency services are key features of free health care in the TRNC. The services of public clinics in Northern Cyprus can be used by absolutely everyone, including foreigners with health insurance. Depending on the type of care provided, it will cover the costs in full or in part. If some services are not covered by the insurance amount, they can be paid directly at the clinic. State medicine in North Cyprus for foreigners is more affordable than in most European countries. It is no coincidence that many residents of the UK and other European countries come to the TRNC for medical checkups and planned treatment. Features of private clinics The main advantage of private clinics over public ones is the lack of queues. You can get to the right specialist by pre-registering by phone at a convenient time. According to reviews, medicine in North Cyprus in private clinics is not inferior to state clinics, patients have access to the following types of services: laboratory analysis and diagnostic equipment specialized consultations rehabilitation services consultations of dermatologists and cosmetologists; medical and plastic surgery. It should be noted that dental services in the TRNC are provided only in private clinics. Many positive reviews can be read on thematic forums dedicated to medicine in Northern Cyprus.